Insurance for japanese import mx-3
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I started this thread a while ago but I just wanted to update it. I am still looking to buy a mx-3 but I am now looking for a uk model as alot of companies don't like me having a import as I am 18 . I just did a quote on moneysupermarket for a 1.6 uk model and the best quote I got off their was £1400 . Does anyone think I can beat that quote. Is their anyone else I can try. At the moment I am 18 but by the time I get the car and insurance I will be 19 so that will help out with the insurance. In the moneysupermarket quote I put that I was 19 and that I had held my licence for a year which I will have once I get it and get it insured. adrianflux would insure me when I am 19, wouldn't they. Anyone at 19 got a better quote than this.
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hummm it dont really go down till your 21. i was driving a k reg nissan 100nx 1.6 and thrid party that was at 1600. at 21
as i sold it to get my mx i had no no claims. but my quote was 1300 thrid party f t. with swinton.
now with a years no claim at 23 im paying 600. full comp with driect line.
search for call connections on the net and they can call you back with the best companies for your age group.
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try quinn-direct.com thats who im with, i swapped from my 1.1 fiesta i payed 600 tpft then 200 extra when i bought the mx3, half-way through the year. im 19 with 1years ncb, nearly 2 hopefully, and lisence for 2 years.
aidrian flux i think generally are quite good but not being 19 when i got my policy i couldnt get qouted.
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On moneysupermarket quinn direct come up as the second best quote. Their quote is £1800 . The best quote I got on their was from direct choice which was £1451 . To get them quotes I had the car as a 94 but when I put it to a 96 or 97 direct choices quote goes off and quinn's remains at £1800 . Is their much difference between the 94 to the 96 and 97's or is it just because it is older. Is their anywhere I can try to beat them quotes.
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my qoute from confused.com was 900 for quinn but when i phoned them it went down to 600, try ringing them saved me a lot.
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Did you say anything in perticular to get the price down when you phoned them because I have phoned them before looking to get the price down on insurance and they didn't seem to want to know.
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no i didnt i didnt say anything about the confused qoute, just left em to do it normally, i thought it was a big drop and dont know how it changed so much, maybe confused.com take a bit of commision.
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I just tried another quote on moneysupermarket, but this time I tried with my dad as the main driver and me as an additional driver. My best quote was from quinn direct for £957 . I know I won't earn my own no claims with this but could this be worth persuing until I am a bit older when the price should drop. I think that quinn offer discounts for people who have been named drivers don't they. So if I do got that way being a named driver I will get some discounts at least. So the quote on my own from quinn was £1800 and as a named driver it is £957. I could try ringing them to see if they can get it down from £1800. What do you think?
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dont know if they give you your ncb, but direct line defenitly will. only go on a named driver if you really cant possibly pay for it, you should really get on your own policy as soon as you can so that you get your own ncb.
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@24509bb586=jamesmx3:
dont know if they give you your ncb, but direct line defenitly will. only go on a named driver if you really cant possibly pay for it, you should really get on your own policy as soon as you can so that you get your own ncb.
Also if you are the main driver (IE Driving it most of the time) then they can invalidate the insurance on this fact. Also if you crash while on your "dad's" policy, his insurance will go up.
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also doing it that way some companies dont let a second driver get a no claims
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personal i think its best just to jump in the deep end and pay it, insted of letting yor dad be the main driver, and you gettin nothing at the end of it
Just keep ringing various places im sure you will get it down to a reasonable amount, as it is your 1st car, you will just have to let it hit you in the pocket.
We have all been there!
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also someone on here said not to say to them your best price so far. as they could beat it by 50 when really they could do alot more. just say is that the best you can do first off. also brokers are not always your best bet. i found going straight to the dealer cut out middle man can work out better again.
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@6621569838=Pheo:
@6621569838=jamesmx3:
dont know if they give you your ncb, but direct line defenitly will. only go on a named driver if you really cant possibly pay for it, you should really get on your own policy as soon as you can so that you get your own ncb.
Also if you are the main driver (IE Driving it most of the time) then they can invalidate the insurance on this fact. Also if you crash while on your "dad's" policy, his insurance will go up.
Absolutely right. If they find out you did this then you'll get nothing. It's also classed as insurance fraud (which is a little bit naughty :lol: )
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I have decided to go on the insurance on my own. I thought it is best just to pay the high price and if I get a year no claims then it will go down the second year. The best quote I have so far is £1800 from quinn. I have tried all the price comparison websites, moneysupermarket, confused and gocompare and the best I got was £1800 from quinn of moneysupermarket. I then went to their website directly to see if I could save any more but it came up with the same price as on moneysupermarket. Does this seem like a fair price for my first year or could I do any better. Are their any other companies I can try who are not on them websites who may be able to help me out. I have heard alot about keith michaels are they worth a try. Anyone else? . I have tried an online quote with adrianflux but they was around £2200 . I am trying to get a uk model 1.6 .
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What i would do is get the yellow pages and ring up all different insurance companys, it may seem like alot of hassle but you could end up saving yourself a few hundred quid!
There are loads to choose from!
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dude direct line are now offering named drivers to earn their own no claims bonus. etc if you was on your dads name you would get your own. just caught the advert for it today
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Again though, if he IS the main driver and yet is being placed as a name driver, he is committing insurance fraud, and if he were to (god forbid) crash, the loss adjuster will look closely at this, possibly invalidating the policy and taking the OP and his father to court.
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but even if you went on your dads policy with direct line, there would be a high price anyway?