Insurance for japanese import mx-3
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im 19 and have been insured on a bmw 316 and 518 under policies and am now out on my own with my import 1.5i dohc insurance isnt that bad! anyway mx3 not too bad u should be able to go with any company they really look at imports to be more skylines and sylvias etc.
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Does anyone know if directline accept imports?
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Adrian Flux, £700 a year, ZE all mods declaired, Im nearly 23 tho..
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Direct Line : £674 for 1.8 v6, with 4yrs no claims and aged 24, with 1 smash, thank god for protected NC, but adrian flux are a top notch insurance mate, you can practically drop a wet NOS kit in your motor and it dont change your insurance much…... or so im lead to beleive
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I phoned 2 insurance companies today that I was advised to try but none of them could beat my best quote so far of £2100 from quinn direct. The companies I tried was sureterm and 2gether , sureterm didn't even give me a quote because they said that they didn't think they could improve on my best quote because of my age. 2gether also said that they didn't think they could beat my best quote so they wasn't of any help. I will have to keep trying to see what I can find. Would it be cheaper and easier to insure a UK mazda mx-3 1.6 . I was mainly looking at the 1.5 because it had a smaller engine and thought I could save on insurance over the 1.6 but seeing as though it is an import I guess I won't be able to save as many companies will be worried about my age (18) with an import. If anyone who is 18 or around this age who has got or had experience in this and could help me it would be very much appreciated. I appreciate everyones help which I have received so far.
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dude dont give them your qoute till they have qouted you, never ever give an insurance company your previous quote till after they have done one, cause basically i used to sell the stuff and know all the tricks, if you gave me a quote for a car at 2100 for example and my qoute came back 1000 say, im gonna tell you its 2000, net me an easy 1000 profit, and still keeping you happy by beating it by 100, instead of the full 1100, see wot i mean???
:)
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Thanks for the advice lequetis. I won't do that when getting quotes from now on. I stated my quote to see if they could beat it but as you said they could just beat it by 100 pounds and to me that would be a good improvement when it could of been alot more.
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A mate of mine sells insurance for RBS and the general rule of thumb they use is if something gives you an "x"% increase in power the it entails an "x"% increase in your premium.
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im with Keith micheals, i was 20 wen insured it, altho im 21 now , 1.8v6 1 year no claims 720 tpft!! the only other that was close was adrian flux 1000 quid. ihad been driving a year and a half tho
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I also use Adrian Flux, with a nice 10% discount for being a member of an Owners Club.
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most places that sell on line claim to give new customers at least 10% discount too.
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hey bout the owners club. could we actually use this site as one. just wondering if the companies actually class this as one. also insurance due in june. and comes down to 900 full comp
get in
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just keep ringing round, u will get there!!!
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Adrian Flux made me get some sort of certification/written proof that I was a member of the club. Bit of a pain in the arse, but they quoted me 1640 before I told them about the club, then 1500 afterward, so it was worth it. I don't think a forum really counts as an owners club. My club isn't that expensive though, PM me if you're interested in joining.
When it comes to young drivers and/or modified cars Adrian Flux really are bloody difficult to beat. Don't get in a scrape if you go with Flux though, a few of my mates have been really ripped off by them.
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I'm only 20 and when i got my v6 at 19 was £850 fully comp with elephant that is a uk model but gives you a rough idea.
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Quinn Direct - 3rd F&T - 26 yrs old - 3 points - 3yrs NCB - £325
Try these guys…
http://www.quinn-direct.co.uk/carinsurance.html?advertcode=GOOGLE1&gclid=CNad-eXdtYsCFRe0EAodXz18wA
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Hi
I have a Jap Import (Eunos Presso 1.5 automatic) & the best quote I got was from Performance Direct (01708 716120).
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yups performace direct is a sub branch of adrian flux as far as i know
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Performance Direct are brokers just like Adrian Flux I think. i.e. they don't provide the insurance - they find a company to do it then re-sell it to you. Sometimes it isn't even cheaper going direct to them though as the brokes negotiate a good discount.
My mum was insured with Performance Direct years ago and she got totally ripped off when she wrote her car off hitting a badger. The insurance company that they used refused to payout because Performance Direct didn't tell them that it was an import, even though my mum had explicitly told Performance Direct it was imported and they even made a log of it. She ended up having to claim off of their Public Liability insurance and the whole thing took over 6 months and she only got half of the car's worth.
Avoid them at all costs in my opinion.
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I started this thread a while ago but I just wanted to update it. I am still looking to buy a mx-3 but I am now looking for a uk model as alot of companies don't like me having a import as I am 18 . I just did a quote on moneysupermarket for a 1.6 uk model and the best quote I got off their was £1400 . Does anyone think I can beat that quote. Is their anyone else I can try. At the moment I am 18 but by the time I get the car and insurance I will be 19 so that will help out with the insurance. In the moneysupermarket quote I put that I was 19 and that I had held my licence for a year which I will have once I get it and get it insured. adrianflux would insure me when I am 19, wouldn't they. Anyone at 19 got a better quote than this.