Insurance dilemma!
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Hmm well, I'm probably of a more paranoid mind set than you! Over here they have checkpoints sometimes. These aren't your average checkpoints. They are mobile car lifts where they lift up your car, check your suspension for cut springs and for lowering and check it matches what mods are on your insurance.
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@bd0416d8f0=mx3gulf:
I can't believe people delare all mods, lowering 40mm, its hardly noticed, I've put 40mm lowering springs on my bmw, have I declared it? NO. You have got to be in a proper serious amount of shit/accident, to get done for that, I've always modded most cars I have had, never declared any of them, I put my 309 gti on its roof, never questioned, every person I know who mods cars never declares, personally I'd just say its standard and if there is modified issues, act dumb and say you bought it like it
ive just change my insurance from my 1.6 to the v6 and i declared the lowering springs, induction kit and ally wheels and it was £200 cheaper than if it was a stock v6
this is with adrian flux. if you ask for a quote and ask with and witout mods and with some comanies you'll be surprized that with mods its cheaper
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Insurance is a pain in the arse FACT. All I can say is thank god for my part time traders policy. Ive got my KTM, 3 monkeybikes, MX3 & MX5 all insured for £360 PA 3rd party, I hear the insurance companies are on about raising policies again because of all the snow, any excuse in this god forsaken country, Marco, can't believe the old bill pull cars over in NI to that extreme, obviously they have far less important things to do eh?!! Do they have a qualified mechanic with them? as the police make me laugh over here as they always think they know more about cars than most people
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Got the same, spent the day trying to find a quote, £1300 last year TPFF…. this year cheapest I can get is £1800..
Someone really needs to sort out the insurance in this country, I can understand why people drive without it.
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At least being old has some advantages!! £1800?? Ouch!! Feel sorry for you younger drivers, I moan about having to pay £230 a year for my BMW, motoring is this country is fast becoming a luxury not necessity
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Younger.. I'm 29. :(
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Im 25 :(, my insurance is only 1380 a year TPFF paying in installments, was £1050 if paid outright, thats having 0 months of experience with 0 months of having a license, i have 1 years ncd though, who are you with? im admiral, well, not me, im james, but my insurance is admiral
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29, 3 points, 1 crash (not my fault) was witht eh jap import.
Was with Ecar last year for 1300 TPFF.
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36 no points - one accident not my fault but still get punished for it
Fully comp with all extras £420 with Esurethats up £90 because some biatch took my mirror off I had to chase her as she made a run for it in her clio and I ended up not bothering to claim because I had to by a new mirror for the MOT the following week and the insurance could not get their heads around the fact I had repaired it already for the MOT and just wanted paying direct.
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Epic win
Admiral £702.17
Elephant £705.35
Bell Insurance £713.83And all I had to do was take them at their word.
How many years have you held your license.. Since I was 20. it doesn't say how many years have you held your FULL license.
License is upgraded according to the Gov website so it's still the same license :)
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Admiral and Elephant are 1 and the same company… I called Admiral when my renewal was due and told them I had a cheaper quote from Elephant... the op said to me that Elephant is their sister company, and will match that quote...
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Lori> Ill take the difference between your original quote and your admiral quote, since I refered you. Paypal, cheque or banker draft is fine. Cheers
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LOL.. I've had to bend the truth like shit to get that!
but credit for trying brother :)
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haha yours didnt work.
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@6795e50629=Lori:
Younger.. I'm 29. :(
I win!! I'm 38 in April :cry: :cry: :cry: :cry:
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@d87358f299=mx3gulf:
I win!! I'm 38 in April :cry: :cry: :cry: :cry:
Dont be upset mate, just think of the heating allowance the government will give you when your an oap, long before any of us get it :)
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Respect your elders! :lol:
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@57eb97dc79=mx3gulf:
Respect your elders! :lol:
Respect your youngers, cos we'll be the ones making sure you get fed and cleaning up when you poop yourselves. :P
